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Columbus: 614-224-4411

Z&R Press

News / PublicationsPressCrain's, July 2004
News / PublicationsPressCrain's, July 2004

Press and Media

Cleveland Jewish News
Consulting attorney early can be key in domestic violence case
June 17, 2022

Cleveland Jewish News
Custody cases deserve attention of attorney
April 22, 2022

Cleveland Jewish News
International case involving ‘get’ reaches Supreme Court
March 16, 2022

Cleveland Metropolitan Bar Journal
Women in Law
April 2020

Cleveland Jewish News
Supreme Court hears international residence case
December 13, 2019

The Spectrum, WCMH-TV NBC 4 – Video
Zashin & Rich International Child Custody Case to US Supreme Court
December 10, 2019

ABC 13 TV – Video
Supreme Court to hear international custody case involving Ohio mother
December 10, 2019
U.S. Supreme Court to hear international child custody dispute from Cleveland area
December 10, 2019

Case Western Reserve University School of Law
U.S. Supreme Court hears arguments in case briefed by CWRU law school faculty
December 9, 2019

Cleveland Jewish News
International residence case moves to US Supreme Court
June 21, 2019

Hollywood Life
Khloe Kardashian and Tristan Thompson’s Custody Case Could Get ‘Very Messy’: Lawyer Explains
February 27, 2019

2018 Ohio Super Lawyers
Cleveland family law attorney Andrew Zashin gets a 6th Circuit ruling that brings consistency to cases involving vulnerable children
November 8, 2018

Your Teen for Parents: Guide to Parenting through Divorce
Advocating for Yourself During a Divorce: 3 Tips from a Divorce Attorney
October 2018

Case Western Reserve University School of Law
Adjunct Professors Zashin, Keating and Reynolds take on path-breaking Hague Convention Case
June 21, 2018

2018 Ohio Super Lawyers
Family law attorney Andrew Zashin asks the 6th Circuit to bring consistency to cases involving vulnerable children
June 19, 2018

Cleveland Jewish News
Landmark international residence case could impact those making aliyah
June 14, 2018

WJR Detroit – Audio Interview
Attorney Andrew Zashin chats with Guy Gordon to discuss the new Illinois law for dogs when parents are getting a divorce.
January 2, 2018

Cleveland Jewish News
Surrogacy, child custody laws develop as cases arise
November 21, 2017

Smart Business Cleveland
2017 Smart Business Family Business Achievement Awards
September 2017

Crain's Cleveland Business
Ohio Employers Confront Marijuana Use
July 22, 2017

Lake View Cemetery Heritage ReView
Trustee Spotlight: Andrew Zashin
Spring 2017

Sports Illustrated
Lane Johnson's Bold Move To Sue His Own Union Is Rare, But Not Unprecedented
January 11, 2017

Packers Player Drops NFL Drug Suspension Dispute
December 19, 2016

Sports Business Daily
NFL, NFLPA Appoint Das As Third Arbitrator In Michael Pennel Lawsuit
December 5, 2016

Sports Business Journal
Eagles Lineman Challenges NFL and NFLPA in NLRB Filings
December 5, 2016

Eagles Lineman Says Suspension Violates Federal Labor Law
November 29, 2016

The Business of Sports with Andrew Brandt
RTAB #30: Lane Johnson's Legal Team (Audio Interview)
November 29, 2016

Cleveland Jewish News
Ohio Woman Receives Orthodox Divorce Decree
January 14, 2016

BNA's Health Law Reporter
Surprise! The NLRB Says You Just Might Be a 'Joint Employer'
September 24, 2015

BNA's Health Law Reporter
NLRB Adopts New Joint Employer Standard; Ruling Could Affect Health-Care Industry
September 3, 2015

BNA's Health Law Reporter
Challenge to NLRB Election Rule Fails; Employers Urged to Prepare New Game Plan
June 11, 2015

American Bar Association Section of Labor and Employment Law
Member Spotlight: George S. Crisci
April 13, 2015

The Plain Dealer
Attorney Goes To Bat for Northeast Ohio
January 18, 2015

Cleveland Jewish News
Profile on Andrew Zashin
January 15, 2015

"Here and Now" National NPR Show - Audio Interview
In A Divorce, Who Gets To Keep The Dog?
December 4, 2014

Crain's - Article and Video
Zashin & Rich embraces Cleveland roots and rock 'n' roll heritage
November 16, 2014

BNA's Health Law Reporter
Justices Reject NLRB Recess Appointments; Significant Health Care Decisions in Limbo
July 10, 2014

BNA's Health Law Reporter
The EEOC and FTC Turn Up the Heat on Employer Background Checks
April 2014

Zashin & Rich move marks big milestone
for E&Y Tower
November 2013
Zashin & Rich law firm leases last full floor of Ernst & Young Tower at Flats East Bank project
November 2013

Associated Press
US Claims Father Illegally Moved Kids to Gaza
May 2012

2012 Ohio Super Lawyers
Mentors | Andrew Zashin: Reminiscing About Robert Zashin
January 2012

CCH Employment Law Daily
NLRB NEWS - Controversy Erupts Over NLRB Recess Appointments
January 2012

Huff Post
Divorce's Impact On Small Businesses Can Be 'Immense'
October 2011

The Today Show - Video
Accused Facebook bigamist heads to court
September 2010

Facebook Busts Accused Bigamist - Woman Finds Her Prince Charming Has Married Another
July 2010

WKYC - Article and Video
Cleveland woman discovers husband's 'other' wife via Facebook
July 2010

Cleveland Jewish News
New custody center in Israel is Zashin’s passion
January 1, 2010

Worth Magazine
Top 100 Attorneys 2007
Andrew Zashin

Inside Business Magazine
Connecting Through Separation
Profile on Andrew Zashin
December 2007

Cleveland Jewish News
Valuing and dividing assets at the time of divorce
By Andrew Zashin, Esq.
February 2007

Case School of Law: In Brief
Plugged into Family, the Law, and Cleveland
Alumni Spotlight on Andrew Zashin
Spring 2005

Cleveland Magazine
The Divorcing Woman’s Best Friend
Feature Article Profiling Andrew Zashin
November 2004

Companies should consider coverage against employee-related claims
By Stephen Zashin | July 2004

ADR programs can save dollars and time
By Stephen Zashin | November 2003

COSE Update: Legal Ease
One Size Does Not Fit All
(Employment Practices Liability Insurance)
By Stephen Zashin

COSE Update: Legal Ease
Noncompete Agreements
By Michele Jakubs

COSE Update: Legal Ease
Ohio's 'Baby COBRA' Law
By Helena Oroz


Small Business
“Companies should consider coverage against employee-related claims”

July 12-18, 2004 | By Stephen Zashin | Download PDF of Article

Companies should consider coverage against employee-related claims, By Stephen Zashin

In a perfect world, employers could predict "bad whether" and stave off the storm of employee lawsuit crossing the country. However, today even the most proactive measures might not keep the rain away.

The cost of settling a claim of discrimination, litigating a harassment case through trial, or paying a wrongful discharge judgment can rock a company right to its core.

Employment-related claims and monetary damages resulting from such claims have increased significantly. Since the 1980s, employment discrimination cases have increased by 2,000% in the federal court alone. In 2003, employees filed more than 81,000 charges of discrimination with the Equal Employment Opportunity Commission, resulting in awards in excess of $236 million.

Many factors have contributed to the increase in employment-related claims. The Family and Medical Leave act, the Americans with Disability Act, amendments to the title VII of the Civil Rights Act of 1964 and other new legislation have broadened potential employer liability exponentially.

Employers have turned to employment practices liability insurance to protect their assets in the face of potentially devastating employment litigation.

Employment practices liability insurance typically provides coverage for a multitude of employment-related administrative charges and lawsuits, including those involving work place harassment, discrimination and wrongful discharge. Policies also might provide coverage for lawsuits involving emotional distress, negligent supervision and other nonstatutory claims.

In 1991, only five companies offered employment practices liability insurance coverage. These days, employers can choose from more than 60 companies offering this insurance. All this variety can provide a boon to lawyers, but it also should raise some important considerations. Like any other type of insurance, employers should make sure the policy they select meets their needs at a competitive price.

Employers should also understand that by purchasing the insurance, they become "partners" with their insurance companies in deciding how to tackle claims.

In addition, different policies apply deductibles and coverage limits on different bases. For example, some policies include per-claimant deductible limits instead of covering all claimants involved in a matter under one deductible. Finally, some policies include a "hammer clause" that allows the insurance company to decrease or cut off coverage if the employer refuses to settle a claim per the insurer's request.

Here are other tips to consider:

  • Don't brave it alone. Ideally, your employment practices liability insurance team should include representatives from your human resources, finances and risk management departments, as well as in-house counsel and outside employment counsel.
  • Consider the Terrain. Consider company policies, past claims, work force make-up, turn-over statistics, level of in-house experience and any other relevant information.
  • Pick your cloud cover. Carefully consider the following:
    • Type of claims covered.   Some policies might cover lawsuits but not administrative actions; others might not cover all aspects of the employment relationship.
    • Individuals / entities covered.   Some policies cover only the company. Others insure the company and its directors, officers, managers and other employees.
    • Scope of coverage.   If a policy provides defense-only coverage, the insurer pays the cost of defending the claim but not for settlement or judgment. If the policy provides defense and indemnity coverage, the insurer also pays for any settlement or judgment.

Stephen S. Zashin, an attorney with Zashin & Rich Co. LPA, is an Ohio State Bar Association Certified Specialist in Labor and Employment Law. Reach him at 216-696-4441 or