Z&R Press
Press and Media
Law360
Mocktails Seen As Key Ingredient For Holiday Party Inclusivity
November 8, 2023
Cleveland Metropolitan Bar Journal
Women in Law
April 2020
Smart Business Cleveland
2017 Smart Business Family Business Achievement Awards
September 2017
Crain's Cleveland Business
Ohio Employers Confront Marijuana Use
July 22, 2017
Sports Illustrated
Lane Johnson's Bold Move To Sue His Own Union Is Rare, But Not Unprecedented
January 11, 2017
Law360
Packers Player Drops NFL Drug Suspension Dispute
December 19, 2016
Sports Business Daily
NFL, NFLPA Appoint Das As Third Arbitrator In Michael Pennel Lawsuit
December 5, 2016
Sports Business Journal
Eagles Lineman Challenges NFL and NFLPA in NLRB Filings
December 5, 2016
Law360
Eagles Lineman Says Suspension Violates Federal Labor Law
November 29, 2016
The Business of Sports with Andrew Brandt
RTAB #30: Lane Johnson's Legal Team (Audio Interview)
November 29, 2016
BNA's Health Law Reporter
Surprise! The NLRB Says You Just Might Be a 'Joint Employer'
September 24, 2015
BNA's Health Law Reporter
NLRB Adopts New Joint Employer Standard; Ruling Could Affect Health-Care Industry
September 3, 2015
BNA's Health Law Reporter
Challenge to NLRB Election Rule Fails; Employers Urged to Prepare New Game Plan
June 11, 2015
American Bar Association Section of Labor and Employment Law
Member Spotlight: George S. Crisci
April 13, 2015
Crain's - Article and Video
Zashin & Rich embraces Cleveland roots and rock 'n' roll heritage
November 16, 2014
BNA's Health Law Reporter
Justices Reject NLRB Recess Appointments; Significant Health Care Decisions in Limbo
July 10, 2014
BNA's Health Law Reporter
The EEOC and FTC Turn Up the Heat on Employer Background Checks
April 2014
Crain’s
Zashin & Rich move marks big milestone
for E&Y Tower
November 2013
Cleveland.com
Zashin & Rich law firm leases last full floor of Ernst & Young Tower at Flats East Bank project
November 2013
CCH Employment Law Daily
NLRB NEWS - Controversy Erupts Over NLRB Recess Appointments
January 2012
Crain’s
Companies should consider coverage against employee-related claims
By Stephen Zashin | July 2004
Crain’s
ADR programs can save dollars and time
By Stephen Zashin | November 2003
COSE Update: Legal Ease
One Size Does Not Fit All
(Employment Practices Liability Insurance)
By Stephen Zashin
COSE Update: Legal Ease
Noncompete Agreements
By Michele Jakubs
COSE Update: Legal Ease
Ohio's 'Baby COBRA' Law
By Helena Oroz
COSE Update: Legal Ease
“One Size Does Not Fit All”
By Stephen Zashin | Download PDF of Article
The devastating cost of an employment discrimination claim can reach millions of dollars. More alarming, the number of employment-related claims - and their monetary damages - is increasing.
With this in mind, it's a good idea to investigate available insurance options. However, not all insurance companies are equal. Careful scrutiny ensures optimal coverage at a competitive price.
What is employment practices liability insurance?
Employment Practices Liability Insurance (EPLI) provides extensive protection against potential lawsuits. Depending on the specific agreement, EPLI covers expenses incurred in defending an employment-related lawsuit - coverage often excluded from general policies.
What should I consider when selecting EPLI?
Make sure you understand what the policy covers and does not cover. Consider the insurance company's reputation for claims responsiveness, financial solvency, etc. Also, review and understand the "hammer clause," which allows the insurer to decrease or eliminate coverage if the employer refuses to settle a claim as instructed by the insurance company.
You should also be aware of how the insurer handles disputes. Some policies require you to select counsel from a list or panel approved by the insurance company while others allow the use of other counsel.
Examine whether the policy provides defense-only coverage or both defense and indemnity coverage. In a defense-only policy, the insurer pays for all or part of the cost of defending a claim, but does not pay for any settlement or judgment. Indemnity coverage includes the coverage.